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I have actually only ever heard Cara/Kara used as a full name, it would never cross my mind to think of it as a NN for a FN. I agree, if Judge .... is what you are going for Phoenix, especially for a girl, just doesn't sound like what you are going for. Beautiful name and meaning, but gives off more of a rock n roll vibe than Wall Street. Anyway, for Cara how about:
Carina
Caitriona
Catarina
Catherine
Caridad
Carissa
Carolina
Carmella
Carolyn